How Should I Pay for Insurance?
Insurance Nowadays, many insurance options offered by various companies. However, sometimes we do not know exactly about the calculation of benefits that our services can be a cost that we pay. Therefore, be diligent to ask the insurance provider so that we can get the maximum benefit from the insurance that we buy. The following are some considerations before deciding to choose insurance services:
Number of family members
How many families are covered. The greater the number of families, the greater the premium value we take, so the benefits can be used to reserve for the whole family costs incurred. Ideally, if a family with two children or more, at least minimal coverage obtained is equivalent to 12 times the expenditure per month. Choose the type of insurance with the premiums that could protect up to that value.
Current economic conditions
Adjust the current economic conditions. If we are in the affluent, which means that usually have the desire to enjoy more amenities, there's nothing wrong with prioritizing insurance premium equal value.
Percentage of insurance
It is advisable to remove the cost of insurance of at least 10% of revenue. Make it appropriate "investment" because the insurance coverage obtained will be a "bonus" to facilitate in the future.
Value of premiums paid in the company
If it works, ask how much the premium has been paid from the company. If the protection afforded thats enough, allocate private insurance to other insurance companies that have not been paid.
In essence, we must know exactly the amount of coverage that we can with what we pay for insurance. Choose the insurance that can provide maximum protection.
Insurance Nowadays, many insurance options offered by various companies. However, sometimes we do not know exactly about the calculation of benefits that our services can be a cost that we pay. Therefore, be diligent to ask the insurance provider so that we can get the maximum benefit from the insurance that we buy. The following are some considerations before deciding to choose insurance services:
Number of family members
How many families are covered. The greater the number of families, the greater the premium value we take, so the benefits can be used to reserve for the whole family costs incurred. Ideally, if a family with two children or more, at least minimal coverage obtained is equivalent to 12 times the expenditure per month. Choose the type of insurance with the premiums that could protect up to that value.
Current economic conditions
Adjust the current economic conditions. If we are in the affluent, which means that usually have the desire to enjoy more amenities, there's nothing wrong with prioritizing insurance premium equal value.
Percentage of insurance
It is advisable to remove the cost of insurance of at least 10% of revenue. Make it appropriate "investment" because the insurance coverage obtained will be a "bonus" to facilitate in the future.
Value of premiums paid in the company
If it works, ask how much the premium has been paid from the company. If the protection afforded thats enough, allocate private insurance to other insurance companies that have not been paid.
In essence, we must know exactly the amount of coverage that we can with what we pay for insurance. Choose the insurance that can provide maximum protection.
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