Q & A About Health Insurance

Q & A About Health Insurance

Regarding Health Insurance Who never fall sick? But apparently many people are still hesitant to take health insurance. In fact, with health insurance, we do not have to think about things confused during illness.

According to America's Health Insurance Plan (AHIP), at least there are some questions about health insurance that we need to know the answer.

question:
Why do we need health insurance?

Answer:
Health care costs from year to year is always up. And, when sick, we never can predict how much it cost to pay for it. With health insurance, we can be protected up to certain values ​​that will ease the burden of cost when sick.


question:
Where do we usually get health insurance?

Answer:
Normally, as employees, we have got is consistent with the protection of our rights as workers in the companies concerned. However, for those who have not got the protection, many insurance companies, for example, CIGNA, which provides protection at a cost that varies according to ability.


question:
What should be considered when purchasing health insurance?

Answer:
There are a few things. Ranging from how much premium to be paid, what is protected, what are the benefits offered, how extensive network of hospitals and physician-owned insurance company, how easy access when in critical condition, the other advantages outside of insurance, and note restrictions also excluded by existing agreements.


question:
Allow us to insure ourselves despite the symptoms of a particular illness?

Answer:
Rules on this vary in each country and as well as their respective insurers. To that end, ask the insurance agent that offers insurance, whether protection is still available and what are the requirements to be met. Ask detail about it so if there is a claim that one day, there is a written agreement is agreed upon so that it can facilitate the claims process.