Ingenious Tips Preparing Children Education Fund
Do you know how much it costs to go to college is the latest? As information in 2010 and the cost of private college (PTS) favorites around Rp 30 million - USD 35 million! Okay, now your children are toddlers. But try to count the cost of entry for him PTS about 14 years. With an average increase of 11% per year, the cost of a child entering college later to $ 195 million! The cost for one child. How much should you prepare for children 3-4? Not to mention if you intend to send their children abroad. And do not forget, the cost of the underlying level of education was no less high. This is where the importance of setting up funds for education, starting now. Because, you both will never know what's happening in the future. The period in which there is always a risk of your income and your spouse stops (decrease) due to your company or your employer went out of business, one of you sick or even died. To make it easier to prepare your children's education fund, the following will outline tips tipsanda.com cleverly set up education fund:
A. Find Information. Just in case if the savings is not enough, find the entrance fee to each of the targeted level. Then multiply that by assuming the increase (each year of education funding increased by about 10%) until the child goes to education je intended. For example, you want to set aside entry of children into kindergarten, 4 (four) years. Tell me when this cost is Rp 5 million. Assuming a 10% increase, future education expenses is $ 5 million x 1.1 x 1.1 x 1.1 x 1.1 = USD 8.05255 million. To look for college tuition, multiply the current cost to the percentage increase in the remaining period.
2. Specify How Achievement fund. There are two ways to achieve the target of education funding. First, do the monthly payments into an investment product. For example, conventional savings, education savings, deposits, monthly investments into mutual funds products, or take out of education. Second, once invested in face-to buy land, gold, or stake, with cash available today.
3. Perform Evaluation and Revision. Evaluation of educational preparation program and also funds a financial plan that you run. Least once a year, assuming interest rates of savings, deposits, insurance and other investment products may change. Pila thus the assumption of rising cost of education per year. With ebvaluasi, the possibility of a mismatch between the assumptions used in reality, can be avoided. With the evaluation, you can bhakan revised financial plan if it has not reached the minimum target.
4. Protect the investment of risk. Death, illness, continuity of business or company where you get incoma, are things that you can not be guaranteed. To mengantisispasi this risk, insurance uptake. That way, the continuity of the preparation of education funding is maintained. You are very lucky if you take the savings products currently include life insurance. If not, take a life insurance, accident insurance and critical illness insurance. If anything happens to you, the sum rate of the three insurers - if it is put into savings or other investment products - can continue to routinely deposit fund children's education.
Do you know how much it costs to go to college is the latest? As information in 2010 and the cost of private college (PTS) favorites around Rp 30 million - USD 35 million! Okay, now your children are toddlers. But try to count the cost of entry for him PTS about 14 years. With an average increase of 11% per year, the cost of a child entering college later to $ 195 million! The cost for one child. How much should you prepare for children 3-4? Not to mention if you intend to send their children abroad. And do not forget, the cost of the underlying level of education was no less high. This is where the importance of setting up funds for education, starting now. Because, you both will never know what's happening in the future. The period in which there is always a risk of your income and your spouse stops (decrease) due to your company or your employer went out of business, one of you sick or even died. To make it easier to prepare your children's education fund, the following will outline tips tipsanda.com cleverly set up education fund:
A. Find Information. Just in case if the savings is not enough, find the entrance fee to each of the targeted level. Then multiply that by assuming the increase (each year of education funding increased by about 10%) until the child goes to education je intended. For example, you want to set aside entry of children into kindergarten, 4 (four) years. Tell me when this cost is Rp 5 million. Assuming a 10% increase, future education expenses is $ 5 million x 1.1 x 1.1 x 1.1 x 1.1 = USD 8.05255 million. To look for college tuition, multiply the current cost to the percentage increase in the remaining period.
2. Specify How Achievement fund. There are two ways to achieve the target of education funding. First, do the monthly payments into an investment product. For example, conventional savings, education savings, deposits, monthly investments into mutual funds products, or take out of education. Second, once invested in face-to buy land, gold, or stake, with cash available today.
3. Perform Evaluation and Revision. Evaluation of educational preparation program and also funds a financial plan that you run. Least once a year, assuming interest rates of savings, deposits, insurance and other investment products may change. Pila thus the assumption of rising cost of education per year. With ebvaluasi, the possibility of a mismatch between the assumptions used in reality, can be avoided. With the evaluation, you can bhakan revised financial plan if it has not reached the minimum target.
4. Protect the investment of risk. Death, illness, continuity of business or company where you get incoma, are things that you can not be guaranteed. To mengantisispasi this risk, insurance uptake. That way, the continuity of the preparation of education funding is maintained. You are very lucky if you take the savings products currently include life insurance. If not, take a life insurance, accident insurance and critical illness insurance. If anything happens to you, the sum rate of the three insurers - if it is put into savings or other investment products - can continue to routinely deposit fund children's education.
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